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Readers reply: Experts say we should use passkeys, but can a smartphone pin really be safer than a password?

rds – A Debate on Digital Security Readers reply - As digital interactions become increasingly complex, the debate over passkeys versus traditional passwords

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Published June 15, 2026
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Readers Reply: Passkeys vs. Passwords – A Debate on Digital Security

Readers reply – As digital interactions become increasingly complex, the debate over passkeys versus traditional passwords has sparked lively discussions among users. Martin Avis, a resident of Chester, expressed confusion about the claim that passkeys—such as smartphone PINs or biometric authentication—could offer greater security than passwords combined with two-factor authentication. He questioned whether a stolen phone or a guessed PIN could undermine the perceived advantages of passkeys. His concerns highlight a common dilemma: while experts at the UK’s National Cyber Security Centre advocate for passkeys, many users remain skeptical about their reliability in real-world scenarios.

The Case for Passkeys: A Safer Alternative?

Wyldfam, a reader with a keen interest in cybersecurity, provided a clear perspective on why passkeys might be superior. They noted that passwords rely on a “shared secret” model, where the same code is used to verify identity across platforms. This creates a vulnerability: if a server is breached, hackers can extract passwords and reuse them without needing additional information. In contrast, passkeys use cryptographic methods that are tied to hardware, making them less accessible to remote attackers. The key idea is that a passkey’s complexity is leveraged in a way that prevents direct theft. Only the mathematical outcome, not the passkey itself, is sent to the website during login, which means even if a server is compromised, the original passkey remains secure.

“Passkeys are safer than passwords because login using a password is vulnerable to hackers anywhere in the world, while a physical passkey is only vulnerable if someone steals your device. The encryption used by passkeys is beyond the reach of casual cybercriminals, making them a more robust option.”

TechGirl, another reader, emphasized the ease of use and security of passkeys. They suggested creating a 10-digit PIN from random numbers and memorizing it, stressing that the process should become second nature. For added protection, they recommended enabling features like “Stolen Device Protection” on iPhones or “Identity Check” on Android devices. These tools allow users to revoke access if their phone is compromised, providing a safety net that passwords lack. For those committed to top-tier security, TechGirl also highlighted the value of “Lockdown Mode” on iOS or “Advanced Protection Mode” on Android, which further restricts access to sensitive data.

Challenges and Skepticism: The Human Element

Dannytheclown’s response reflected a more cautious view. They argued that the concept of passkeys feels overly technical and complicated, especially for everyday users. While they acknowledge the benefits of two-factor authentication, they prefer to keep passwords on paper, stored in a way only they can decipher. This method, though simple, gives them a sense of control. They also expressed doubt about the push for passkeys, suggesting it might be a tactic by software companies to introduce more layers of complexity. “Good luck if you can hack that,” they joked, implying that the current system is already challenging enough without adding more hurdles.

Many users, like Dannytheclown, question whether the shift to passkeys is genuinely about security or convenience. The idea of linking authentication to hardware introduces new considerations: what happens if the device is lost, stolen, or damaged? These scenarios, while not uncommon, require users to take proactive steps to secure their accounts. For example, if a phone is taken, the user can quickly revoke the passkey, but this depends on their awareness of the process. Passwords, on the other hand, might persist unnoticed for longer periods, leaving accounts exposed to prolonged attacks.

Expert Perspectives: Why Passkeys Matter

The National Cyber Security Centre and other cybersecurity authorities advocate for passkeys due to their inherent advantages. One major benefit is their resistance to phishing, a common method of stealing login credentials through fake websites or messages. Since passkeys are not sent as text but derived from a mathematical process, they cannot be intercepted during a phishing attempt. This makes them particularly valuable in an era where phishing attacks are increasingly sophisticated and frequent.

However, critics like Martin Avis argue that the simplicity of a PIN or biometric scan might be a double-edged sword. While these methods are convenient, they can also be more susceptible to brute-force attacks or guesswork, especially if the user is not careful. For instance, a PIN of “1234” is far easier to crack than a 12-character password with special characters. The security of a passkey depends heavily on the strength of the underlying PIN or biometric, which means users must adopt best practices to maximize their protection.

“Passwords are built on an inherent weakness known as a ‘shared secret.’ Your password must be sent to the website to verify your identity, which opens the door for hackers to steal and reuse it. Passkeys eliminate this vulnerability by using cryptographic techniques that ensure your secret remains safe even if the website is compromised.”

Despite these concerns, passkeys represent a significant evolution in digital security. They combine the convenience of hardware-based authentication with the robustness of cryptographic protocols. This hybrid approach reduces the risk of centralized breaches, where a single server holding millions of passwords can be a target for cybercriminals. Passkeys also simplify the login process, as users no longer need to remember complex passwords or enter multiple verification steps. The key is that they maintain a high level of security without sacrificing usability.

The Road Ahead: Balancing Convenience and Security

As the conversation continues, one thing is clear: the shift from passwords to passkeys is not without its challenges. Users must adapt to new technologies while understanding their limitations. For example, syncing passkeys across devices introduces potential risks, such as the possibility of a hacker accessing a backup if it’s not properly protected. This highlights the importance of combining passkeys with other security measures, like two-factor authentication, to create a layered defense.

Ultimately, the choice between passkeys and passwords comes down to user behavior and the specific use case. While passkeys are generally safer, their effectiveness relies on how they are implemented and used. Experts argue that they are a step forward in reducing the attack surface for cybercrims, but users like Martin Avis and Dannytheclown remind us that no system is foolproof. The goal is to find a balance where security is prioritized without creating barriers to adoption. As technology evolves, so too will the methods we use to protect our digital identities.

Readers are encouraged to share their thoughts on the use of passkeys. Whether you’re convinced of their benefits or remain cautious, the ongoing dialogue is essential in shaping a more secure digital future. As TechGirl put it, “If given the choice, pick passkey every time.” But for those who need more reassurance, the journey to understanding these tools is worth the effort in an age where online threats are constantly evolving.

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